New York Calculators

Welcome to the New York tax, payroll, and labor hub. Here you will find free, calculation-grade tools covering New York State (NYS), New York City (NYC), and Yonkers for paycheck and payroll withholding, state and city income tax, overtime and wage-and-hour compliance, wage garnishment and income withholding, and employee benefits including Paid Family Leave (PFL) and Statutory Disability benefits (DBL).

New York pay rules are among the most complex in the country. State law runs alongside federal rules, NYC and Yonkers residents owe local income tax on top of state tax, and different obligations apply depending on where work is performed and how an employee is classified. A miscalculation can mean under-withholding, employee disputes, or state penalties, so the numbers need to be precise.

Every tool on this page is built from current 2026 New York State Department of Taxation and Finance guidance, the New York State Labor Law, NYC rules, and applicable federal requirements, then verified by the AKCalc financial team. Tools are grouped by task — payroll, tax withholding, overtime and labor law, garnishment, and leave and benefits — so you can reach the exact calculator you need in one click. For other jurisdictions, see the USA Calculators hub, California Labor Calculators, and Ohio Tax Calculators.

📅 Updated for 2026 ✍️ Verified by AKCalc Financial Team 💲 Free & no sign-up required

New York Calculators by Category

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New York Paycheck & Payroll Calculators

Gross-to-net paycheck, salary, and payroll tools for New York employers and employees, including NYS and NYC withholding. Built on the 2026 NYS withholding tables.

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New York Tax & Payroll Tax Calculators

NYS personal income tax, NYC and Yonkers local income tax, payroll tax, and employer tax tools based on the latest New York State Department of Taxation and Finance guidance.

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New York Overtime, Wage & Labor Law Calculators

Overtime (time-and-a-half over 40 hours), spread-of-hours, tip credit, piece rate, and minimum wage compliance tools aligned with the New York State Labor Law.

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New York Garnishment & Withholding Calculators

Wage garnishment, income execution, child support, and tax levy calculators following New York CPLR limits and federal garnishment rules.

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New York Leave & Benefits Calculators

New York Paid Family Leave (PFL), Statutory Disability Benefits (DBL), and related benefit tools reflecting the current year's state contribution rates and maximums.

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Frequently Asked Questions

Does NYC have a local income tax on top of New York State tax?

Yes. New York City residents pay a NYC personal income tax on top of New York State income tax, and Yonkers residents pay a Yonkers income tax. If you live outside NYC but work in the city, you generally do not owe NYC personal income tax — but your employer still withholds New York State tax on your wages. Use the New York Tax & Payroll Tax Calculators to see the combined state and city effect on take-home pay.

How do I set up New York withholding for a new employee?

New York uses Form IT-2104 (Employee's Withholding Allowance Certificate). The employee completes it to claim allowances and state exemption status, and your payroll system withholds NYS income tax using the current withholding tables. Keep the completed form in the employee's payroll file — it stays in effect until the employee submits a change.

How is overtime calculated under New York law?

New York generally requires time-and-a-half (1.5x) for hours worked over 40 in a workweek, consistent with both the New York State Labor Law and the federal FLSA. Some industries have specific additional rules. Premium pay — such as the spread-of-hours pay and split-shift premiums that apply in certain situations — is separate from overtime and adds extra compensation for particular work patterns. Our New York Overtime & Labor Law Calculators handle each scenario with the exact formula.

Are Paid Family Leave and disability insurance deducted from my New York paycheck?

Yes. New York Paid Family Leave (PFL) and Statutory Disability Benefits (DBL) are funded through payroll deductions. The contribution rate and maximum annual deduction are set by the state each year and appear as separate line items on your pay stub. Use the New York Leave & Benefits Calculators to estimate PFL and DBL amounts for the current year.

What limits apply to wage garnishment in New York?

For most consumer debts, New York law (CPLR §5231) caps an income execution at 10% of gross wages and also limits it so the employee keeps at least 30 times the state or federal minimum wage each week — whichever is lower. Child support and certain government debts follow separate, higher limits. See the New York Garnishment & Withholding Calculators for the exact disposable-income calculation.