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Your New York take-home pay is rarely a simple gross-to-net conversion. New York State income tax withholding, local income tax for New York City and Yonkers residents, NYS Statutory Disability Insurance (SDI), New York Paid Family Leave (PFL), federal withholding, and FICA all come out of every paycheck — and a change in residency or payroll status can change the math mid-year.

This hub brings together the paycheck calculators New York employees and employers need most. Use the NY SDI Paycheck Calculator to see exactly what disability insurance takes out of wages, and the NYC Part-Year Resident Calculator if you moved into or out of New York City during the tax year and need to fix your withholding. Every tool follows the current NYS Department of Taxation and Finance withholding guidance and is verified by the AKCalc financial team.

For overtime, wage, and garnishment questions, see the New York Overtime & Labor Law Calculators and the New York Garnishment & Withholding Calculators. For the full list of state and city tools, return to the New York Calculators hub.

📅 Updated for 2026 ✍️ Verified by AKCalc Financial Team 💲 Free & no sign-up required

New York Paycheck Calculators

Frequently Asked Questions

What is NY SDI and who pays for it?
NY SDI (Statutory Disability Insurance, or DBL) is short-term disability coverage funded by employees through payroll deductions. New York sets the contribution rate and the weekly maximum each year — the deduction is a small percentage of wages up to a fixed weekly cap. The NY SDI Paycheck Calculator shows the exact amount for your salary.
Do I pay NYC income tax if I only lived there for part of the year?
Yes, but only for the portion of the year you were a NYC resident. Part-year residents file a NYC return covering the days they lived in the city. If your employer withheld NYC tax for the whole year — or missed the months you were a resident — your withholding can be wrong in either direction. Use the NYC Part-Year Resident Calculator to see your true liability and adjust your withholding.
Why does my New York paycheck look lower than my gross salary?
Because several deductions come out before you see the money: federal income tax, New York State income tax, NYC or Yonkers income tax (for residents), FICA (Social Security and Medicare), NY SDI, and NY Paid Family Leave. The exact combination depends on your filing status, allowances, and residency. Use the NY SDI Paycheck Calculator to break down each line item.